:root{--primary-color: #d9a443;--secondary-color: #59483b;--accent-color: #8c6a4e;--background-color: #f8f9fa;--card-background: #ffffff;--text-color: #333;--border-color: #e0e0e0;--font-body: "Roboto", sans-serif;--font-heading: "Roboto", sans-serif;--border-radius: 12px;--box-shadow: 0 4px 20px rgba(0, 0, 0, .08);--danger-color: #e74c3c;--warning-color: #f39c12;--success-color: #2ecc71}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;scroll-padding-top:80px}body{font-family:var(--font-body);background-color:var(--background-color);color:var(--text-color);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.container{max-width:1200px;margin:0 auto;padding:0 1rem}h1,h2,h3{font-family:var(--font-heading);font-weight:700;color:var(--secondary-color);line-height:1.2}section{padding:4rem 0}.section-title{text-align:center;margin-bottom:3rem;font-size:2.2rem}.info-page-container{padding:2rem 1rem;max-width:800px;margin:2rem auto;background-color:var(--card-background);border-radius:var(--border-radius);box-shadow:var(--box-shadow)}.info-page-container h1{margin-bottom:2rem;border-bottom:1px solid var(--border-color);padding-bottom:1rem}.info-page-container h2{margin-top:2rem;margin-bottom:1rem}.info-page-container p,.info-page-container li{line-height:1.7;margin-bottom:1rem}.info-page-container ul{padding-left:20px}.info-page-container a{color:var(--primary-color);text-decoration:none}.auth-container{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:100vh;padding:1rem;background-color:var(--background-color)}.auth-logo{font-size:2rem;font-weight:800;color:var(--secondary-color);text-decoration:none;margin-bottom:2rem}.auth-logo i{color:var(--primary-color)}.auth-card{width:100%;max-width:420px}.auth-card h2{text-align:center;margin-bottom:2rem}.auth-switch-link{text-align:center;margin-top:1.5rem}.auth-switch-link a{color:var(--primary-color);font-weight:600;text-decoration:none}.header{position:sticky;top:0;left:0;width:100%;background:#fffc;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--border-color);z-index:1000}.navbar{display:flex;justify-content:space-between;align-items:center;height:70px}.logo{font-size:1.5rem;font-weight:800;color:var(--primary-color);text-decoration:none;display:flex;align-items:center}.logo img{height:45px;width:45px;object-fit:cover}.logo i{color:var(--primary-color)}.nav-menu{display:flex;align-items:center;list-style:none;gap:1.5rem}.nav-link{text-decoration:none;color:var(--secondary-color);font-weight:500;font-size:.95rem}.nav-link:hover{color:var(--primary-color)}.dropdown{position:relative}.dropdown-menu{position:absolute;top:150%;right:0;background:var(--card-background);border-radius:var(--border-radius);box-shadow:0 8px 30px #0000001f;list-style:none;padding:.5rem 0;width:180px;opacity:0;visibility:hidden;transform:translateY(-10px);transition:all .2s ease}.dropdown-menu.show{opacity:1;visibility:visible;transform:translateY(0)}.dropdown-menu li a{display:block;padding:.75rem 1.25rem;color:var(--secondary-color);text-decoration:none;font-size:.9rem}.dropdown-menu li a:hover{background-color:var(--background-color)}.user-info{font-size:.9rem;color:var(--text-color)}.sign-out-btn{background:var(--background-color);border:1px solid var(--border-color);color:var(--secondary-color);font-weight:600;padding:.5rem 1rem;border-radius:8px;cursor:pointer;font-size:.9rem}.sign-out-btn:hover{border-color:var(--secondary-color)}.hamburger{display:none;font-size:1.5rem}#home{text-align:center;padding:5rem 1rem;background-color:var(--card-background)}#home h1{font-size:3rem;color:var(--secondary-color);max-width:700px;margin:0 auto}#home p{font-size:1.2rem;max-width:600px;margin:1.5rem auto 2.5rem;line-height:1.7;color:#e5e5ea}.cta-button{border:none;background:var(--primary-color);color:#fff;padding:1rem 2.5rem;border-radius:50px;text-decoration:none;font-weight:600;transition:all .2s ease}.cta-button:hover{transform:translateY(-3px);box-shadow:0 4px 20px #f0b23766}.calculator-tabs-container{padding:0 1rem;max-width:1200px;margin:0 auto 2rem;position:relative;z-index:10}.calculator-tabs{display:flex;flex-wrap:wrap;justify-content:center;gap:.75rem;margin-top:2rem;padding-bottom:1rem}.tab-item{flex:0 0 auto;display:flex;flex-direction:row;align-items:center;gap:.75rem;padding:.75rem 1.5rem;background-color:#fff;border:1px solid var(--border-color);border-radius:50px;cursor:pointer;font-family:var(--font-body);font-size:.95rem;font-weight:500;color:var(--secondary-color);transition:all .2s ease-in-out}.tab-item i{font-size:1.1rem;color:var(--accent-color)}.tab-item.active{border-color:var(--primary-color);background-color:var(--primary-color);color:#fff}.tab-item.active i{color:#fff}.card{background:var(--card-background);padding:2.5rem;border-radius:var(--border-radius);box-shadow:var(--box-shadow);border:1px solid var(--border-color)}form{display:grid;gap:1.5rem}.full-width{grid-column:1 / -1}.form-group{display:flex;flex-direction:column}label{margin-bottom:.75rem;font-weight:500;color:var(--secondary-color);display:flex;align-items:center;gap:.5rem;font-size:.95rem}input[type=number],input[type=email],input[type=password],select{width:100%;padding:.8rem 1rem;border:1px solid var(--border-color);border-radius:8px;background-color:#fcfcfc;font-size:1rem}input[type=number]:focus,input[type=email]:focus,input[type=password]:focus,select:focus{outline:none;border-color:var(--primary-color);box-shadow:0 0 0 3px #d9a44333}.quality-selector{display:grid;grid-template-columns:repeat(3,1fr);gap:.5rem;border-radius:8px;padding:0}.quality-selector label{border:1px solid var(--border-color);margin:0;padding:.75rem;text-align:center;cursor:pointer;border-radius:8px;transition:all .2s ease}.quality-selector input[type=radio]{display:none}.quality-selector input[type=radio]:checked+label{background-color:var(--primary-color);border-color:var(--primary-color);color:#fff;box-shadow:0 2px 8px #d9a4434d}.quality-selector .premium-locked{cursor:not-allowed;opacity:.6}.quality-selector .premium-locked .fa-lock{margin-left:.5rem}.rate-selector{margin-top:1rem}.btn{background:var(--primary-color);color:#fff;border:none;padding:1rem 1.5rem;border-radius:8px;cursor:pointer;font-weight:600;font-size:1rem;transition:all .2s ease}.btn:hover{opacity:.9}.btn-secondary{background:#e5e5ea;color:var(--secondary-color);border:none}.total-summary{margin-bottom:2rem;text-align:center;padding:2rem;background:var(--secondary-color);color:#fff;border-radius:var(--border-radius)}.total-summary p{margin-bottom:.5rem;font-size:1.2rem;opacity:.8}.total-summary span{font-size:2.8rem;font-weight:700}.action-buttons{display:flex;justify-content:center;gap:1rem;margin-top:2.5rem;border-top:1px solid var(--border-color);padding-top:2rem}#resultsSection{opacity:0;transform:translateY(20px);transition:opacity .5s ease,transform .5s ease;display:none;margin-top:3rem}#resultsSection.visible{opacity:1;transform:translateY(0);display:block}#faq{background-color:var(--card-background)}.faq-container{max-width:800px;margin:0 auto}.faq-item{border-bottom:1px solid var(--border-color);padding:1.5rem 0}.faq-item summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";font-size:1.5rem;transition:transform .2s ease-in-out}.faq-item[open] summary:after{transform:rotate(45deg)}.faq-item p{margin-top:1rem;line-height:1.6;color:#555}.footer{text-align:center;padding:3rem 1rem;background-color:var(--card-background);border-top:1px solid var(--border-color);margin-top:4rem}.footer .logo{font-size:1.2rem}.footer-links{list-style:none;display:flex;justify-content:center;gap:1.5rem;margin:1.5rem 0}.footer-links a{color:#555;text-decoration:none;font-size:.9rem}.footer-links a:hover{color:var(--primary-color)}.footer p{font-size:.9rem;color:#888}.upgrade-card{max-width:550px;text-align:center}.upgrade-header{margin-bottom:2.5rem}.pro-badge{display:inline-block;background-color:#fef8ec;color:var(--accent-color);padding:.3rem .8rem;border-radius:50px;font-weight:700;font-size:.8rem;margin-bottom:1rem;border:1px solid var(--primary-color)}.upgrade-card h2{font-size:1.8rem;margin-bottom:.5rem}.price{font-size:1.2rem;color:var(--text-color)}.price .amount{font-size:2.5rem;font-weight:700;color:var(--secondary-color)}.features-list{list-style:none;text-align:left;margin:2.5rem 0;display:flex;flex-direction:column;gap:1rem}.features-list li{display:flex;align-items:center;gap:.75rem;color:#333}.features-list .fa-check-circle{color:var(--accent-color);font-size:1.2rem}.upgrade-btn{padding:1.1rem;font-size:1.1rem;font-weight:600;width:100%}.back-link{background:none;border:none;color:var(--accent-color);margin-top:1.5rem;cursor:pointer;font-weight:500}.payment-success-message{padding:2rem;text-align:center}.payment-success-message h3{color:var(--accent-color);font-size:1.8rem;margin-bottom:1rem}.payment-success-message p{font-size:1.1rem}.loading-container{display:flex;justify-content:center;align-items:center;height:100vh;font-size:1.5rem;color:var(--primary-color)}.loan-results-summary{display:grid;grid-template-columns:1fr;gap:1.5rem;margin-top:2rem;text-align:center}.loan-result-item{background-color:var(--background-color);padding:1.5rem;border-radius:var(--border-radius);border:1px solid var(--border-color)}.loan-result-item p{font-size:1rem;color:var(--secondary-color);margin-bottom:.5rem}.loan-result-item span{font-size:2rem;font-weight:700;color:var(--primary-color)}.form-fieldset{border:1px solid var(--border-color);border-radius:var(--border-radius);padding:1.5rem;margin-bottom:1rem}.form-fieldset legend{padding:0 .5rem;font-weight:600;color:var(--secondary-color)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.radio-group{display:flex;gap:1.5rem;align-items:center}.radio-group label{margin-bottom:0;font-weight:400}.results-title{text-align:center;margin-bottom:2rem}.eligibility-dashboard{display:grid;grid-template-columns:1fr;gap:2rem;align-items:center}.risk-gauge{width:200px;height:200px;margin:0 auto}.gauge-body{width:100%;height:100%;position:relative;border-radius:50%;background:#f4f4f4}.gauge-fill{position:absolute;top:0;left:0;width:100%;height:100%;border-radius:50%;clip-path:polygon(50% 0,100% 0,100% 100%,50% 100%);transform:rotate(.25turn);transition:transform .5s ease-in-out,background-color .5s}.gauge-cover{width:75%;height:75%;background:var(--card-background);border-radius:50%;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);display:flex;flex-direction:column;align-items:center;justify-content:center}.gauge-cover span{font-size:1.8rem;font-weight:700}.gauge-cover p{font-size:.9rem;color:#777}.risk-details p{line-height:1.7;margin-bottom:1rem}@media(max-width:1024px){.faq-container{padding:0 2rem}}@media(min-width:768px){.results-grid{grid-template-columns:1.2fr .8fr}.detailed-breakdown-grid{grid-template-columns:1fr 1fr}.loan-results-summary{grid-template-columns:repeat(3,1fr)}.eligibility-dashboard{grid-template-columns:200px 1fr}}@media(max-width:767px){.nav-menu{position:absolute;top:70px;left:-100%;width:100%;flex-direction:column;align-items:center;background:#fff;padding:2rem 0;transition:left .3s ease}.nav-menu.active{left:0}.hamburger{display:block;cursor:pointer}#home h1{font-size:2.5rem}.faq-container{padding:0 1rem}.form-grid{grid-template-columns:1fr}}.quality-description{text-align:center;margin-top:1rem;padding:.75rem;background-color:var(--background-color);border-radius:8px;font-size:.9rem;color:var(--secondary-color)}.disclaimer-box{margin-top:2.5rem;padding:1.5rem;background-color:#fcf8e3;border:1px solid #fbeed5;border-radius:var(--border-radius);color:#c09853;font-size:.9rem;line-height:1.6}.disclaimer-box p{margin-bottom:1rem}.disclaimer-box p:last-child{margin-bottom:0}.install-btn{background-color:var(--success-color);padding:.5rem 1rem;font-size:.9rem;display:flex;align-items:center;gap:.5rem;animation:pulse 2s infinite;border-radius:50px}.install-btn:hover{background-color:#277fae;animation:none;opacity:1}@keyframes pulse{0%{transform:scale(1);box-shadow:0 0 #2ecc71b3}70%{transform:scale(1);box-shadow:0 0 0 10px #2ecc7100}to{transform:scale(1);box-shadow:0 0 #2ecc7100}}.highlighted-link-box{margin-top:1.5rem;padding:1rem;border:2px dashed var(--primary-color);border-radius:var(--border-radius);text-align:center;background-color:#fef8ec;transition:background-color .3s ease}.highlighted-link-box:hover{background-color:#fdf2e0}.highlighted-link-box p{margin-bottom:.5rem;color:var(--secondary-color);font-weight:500}.highlighted-link-box a{display:inline-block;padding:.6rem 1.2rem;background-color:var(--primary-color);color:#fff;border-radius:50px;text-decoration:none;font-weight:600;transition:background-color .3s ease,transform .2s ease}.highlighted-link-box a:hover{background-color:var(--accent-color);transform:translateY(-2px);color:#fff}.signup-value-prop{margin-top:1.5rem;padding:1rem;background-color:var(--background-color);border:1px solid var(--border-color);border-radius:var(--border-radius);text-align:center}.signup-value-prop h4{color:var(--accent-color);margin-bottom:.75rem}.signup-value-prop ul{list-style:none;padding:0;margin:0;font-size:.9rem;color:var(--text-color)}.signup-value-prop ul li{margin-bottom:.5rem;display:flex;align-items:center;justify-content:center;gap:.5rem}.signup-value-prop ul li i{color:var(--success-color)}.pricing-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem;margin:2.5rem 0}.pricing-card{border:1px solid var(--border-color);padding:2rem;border-radius:var(--border-radius);text-align:center;transition:all .3s ease;background-color:var(--card-background);position:relative}.pricing-card h3{font-size:1.5rem;margin-bottom:.5rem}.pricing-card .price-amount{font-size:2.5rem;font-weight:700;color:var(--primary-color);line-height:1.2}.pricing-card .price-term{opacity:.7;margin-bottom:1rem}.pricing-card p{font-size:.95rem;margin-bottom:1.5rem;min-height:40px}.pricing-card .btn{width:100%}.pricing-card.popular{border:2px solid var(--primary-color);transform:scale(1.03);box-shadow:0 10px 30px #d9a44333}.popular-badge{position:absolute;top:-15px;left:50%;transform:translate(-50%);background:var(--primary-color);color:#fff;padding:.3rem 1rem;border-radius:50px;font-size:.8rem;font-weight:700}@media(max-width:768px){.pricing-grid{grid-template-columns:1fr}.pricing-card.popular{transform:scale(1);order:-1}}